Q&A

Agent Score Report LLC is a networking and review site designed for agents, managers, agency owners, IMOs and consumers. Our platform allows users to submit comprehensive reviews on agent services, providing valuable feedback for both consumers and their agent peer groups. In addition, our site serves as a central hub for users and agents to report any instances of agent fraud. This ensures transparency and accountability within the industry, protecting both consumers and agents alike. Join Agent Score Report LLC today and take control of your financial future with our innovative and user-friendly platform.

Here at Agent Score Report LLC, we just love to brag about how our ratings are sourced straight from our independent insurance agent community. Thanks to some nifty laws, we can showcase these profiles without even having to lift a finger and ask for permission. How convenient, right?

Oh, how generous of us! Your profile will remain untouched as long as you have a valid license and/or outstanding debt. No need to worry about meeting both requirements to maintain your precious profile. How lucky you are to have such lenient rules in place.

(1) Have you managed to settle the debt before it was brought to our attention? (2) Have you fully paid off the debt or are you currently making payments towards it? If your answer is yes to either of these questions, please contact our help desk with the necessary documentation at admin@agentscorereport.com. Don't stress, we won't kick you off the platform just because you owe a bit of money. Just be sure to keep us informed and we'll gladly work with you to ensure your profile remains in good standing. Oh, and if you're feeling ambitious, you can always boost your score by asking your clients and agents to leave you a review. Because who doesn't love begging for validation, am I right?

Here at Agent Score Report LLC, we just love to brag about how our ratings are sourced directly from our independent insurance agent community. Before you even think about submitting a review, we demand to see proof of any outstanding 'commission related debt'(s). We kindly request that you grace us with the pleasure of uploading any documentation or proof of the alleged debt with each submission. It would simply be too much to handle if you were to forget such a crucial step. We take our honesty, integrity, and accuracy very seriously when it comes to showcasing 'commission related debt' (commission) on our site. So, don't you worry, your rating is definitely accurate!

To date, no one has followed through with a lawsuit against us for our reviews. The law protects Agent Score Report LLC from legal responsibility for the content submitted by our users, like the reviews that appear on our site. Specifically, the Communications Decency Act of 1996 (47 U.S.C. Sec. 230) provides a federal immunity to interactive computer services such as Agent Score Report LLC from liability based on information provided by another information content provider such as our users. The FDCPA (Fair Debt Collection Practices Act) applies only to the collection of debt incurred by a consumer primarily for personal, family, or household purposes. It does not apply to the collection of corporate debt or debt owed for business or agricultural purposes. For more information visit: https://www.ftc.gov/legal-library/browse/rules/fair-debt-collection-practices-act-text Additionally, The Fair Credit Reporting Act (FCRA) does not cover the collection of business, trade, and commercial credit reports. This protection does not extend to purely commercial transactions. Debts related to commissions are considered commercial in nature, rather than consumer. Therefore, unless you pay off your debt, we are not obligated to remove and or change your rating. The law is clear on this. Anyone who wishes to sue Agent Score Report LLC for the reviews posted by our members risks penalties imposed by the court. These may include financial sanctions and reimbursement of our attorney's fees for our having to defend against a lawsuit that ignores obvious legal protections for Agent Score Report LLC.

At Agent Score Report LLC, we take defamation very seriously. All of our ratings are submitted by our independent insurance agent community. We require documentation for outstanding 'commission related debt' before a review can be submitted. If your outstanding 'commission related debt' remains negative with no repayment plans, communication, or intention to pay, then it does not fall under the umbrella of defamation. If you believe that your rating is incorrect, please provide verifications from the carrier holding the debt, dated within the last 7 days, showing the correct balances. We will then update your agent score report accordingly. If you still believe this is defamation, make sure you understand the key elements involved. To establish a case of defamation, you must prove the false statement, publication or communication to a third party, fault or negligence on the part of the defendant, and damages to your reputation. Just a friendly reminder: defamation claims are subject to statutory time limits. So, don't wait too long to take action! Remember, relevant law allows us to post information about independent insurance agents. So, let's keep it honest and fair out there!

Any listing on Agent Score Report LLC is required to provide any documentation or proof of the alleged debt with each submission, ensuring accuracy and truth. This serves as a clear indication that the debtor has neglected their financial responsibilities. Submitters also have the right to protect their own interests by reporting outstanding debts to Agent Score Report LLC. If you suspect that your rating review is incorrect, please utilize the red flag icon to submit a review request or reach out to our admin team directly at admin@agentscorereport.com. We will reassess you're rating within 30 days of the error being brought to our attention. Remember, accuracy is key when it comes to your financial reputation! If you still feel this is a tortious interference, please ensure the following: The elements of a claim for tortious interference with a business relationship or contract are: (1) a business relationship or contract; (2) the defendant's knowledge of the relationship or contract; (3) the defendant's intentional or improper action taken to prevent a contract formation, procure a contractual breach, or terminate a business relationship; (4) a lack of privilege; and (5) resulting damages. Byrne v. Univ. Hosps ., 8th Dist. Cuyahoga Additionally, The Fair Credit Reporting Act (FCRA) does not cover the collection of business, trade, and commercial credit reports. This protection does not extend to purely commercial transactions. Debts related to commissions are considered commercial in nature, rather than consumer. Therefore, unless you pay off your debt, we are not obligated to remove and or change your rating. The law is clear on this. Anyone who wishes to sue Agent Score Report LLC for the reviews posted by our members risks penalties imposed by the court. These may include financial sanctions and reimbursement of our attorney's fees for our having to defend against a lawsuit that ignores obvious legal protections for Agent Score Report LLC.

The Fair Credit Reporting Act (FCRA) does not cover the collection of business, trade, and commercial credit reports. This protection does not extend to purely commercial transactions. Debts related to commissions are considered commercial in nature, rather than consumer. Therefore, unless you pay off your debt, we are not obligated to remove and or change your rating, as relevant laws allow. In other words, The Fair Credit Reporting Act (FCRA) conveniently excludes business, trade, and commercial credit reports from its protection. So, if you happen to owe money related to commissions, tough luck! Your debt is considered commercial, not consumer, so we have no obligation to adjust your report unless you cough up the cash. Isn't that just lovely?

No, the Fair Debt Collection Practices Act applies only to consumer debts, such as mortgages, credit cards, car loans, student loans, and medical bills.

The FDCPA (Fair Debt Collection Practices Act) applies only to the collection of debt incurred by a consumer primarily for personal, family, or household purposes. It does not apply to the collection of corporate debt or debt owed for business or agricultural purposes. For more information visit: https://www.ftc.gov/legal-library/browse/rules/fair-debt-collection-practices-act-text and an overview handbook here: https://www.federalreserve.gov/boarddocs/supmanual/cch/fairdebt.pdf

AGENT SCORE REPORT LLC is not subject to the limitations imposed on the credit reporting agencies. The Fair Credit Reporting Act is federal legislation that governs consumer credit reports. It contains many safeguards for consumers relating to outdated or erroneous items in the report. The protection does not extend to a purely commercial transaction. The collection of business, trade, and commercial credit reports are not covered by FCRA. Agent Score Report LLC reports only commission-related debit balances. Commission-related debts are by their nature commercial and not consumer. Thus, AGENT SCORE REPORT LLC reports deal with commercial and not consumer transactions and does not have the requirement to delete old matters.

In commercial debt cases, there is no specific law or statute of limitations dictating the time frame within which debts can be reported, posted and / or reclaimed. However, the length of time that has passed may play a significant role in determining the ability to recover funds owed.

Elevate your ratings by submitting payment plans, reducing balances, or verifying paid-off balances through our convenient correction button or by emailing the support team directly at admin@agentscorereport.com. All verifications must be dated within 7 days of submission to guarantee accuracy and integrity. Please be patient as it may take up to 30 days for reviews to reflect these changes. Oh, here’s a brilliant idea! Why not have your agents and clients leave you a review to boost your rating? Because nothing says credibility like having people who work for you and benefit from your services singing your praises. Brilliant strategy, really. Your ratings will thank you!

Before any review can be submitted, we require documentaion of the alleged “comission related debt’ with each submission. This ensures that we maintain honesty, integrity, and accuracy when it comes to any 'comission related debt' on the Agent Score Report LLC site. So rest assured, your rating is correct! If you believe that your score does not accurately reflect your current 'commission related debt', please provide all relevant and verifiable information from your carrier that is dated within 7 days of submission. Let's make sure your report score is as sharp as your wit!

Agent Score Report LLC uses only publicly available information or data submitted by our users with verification. The Department of Insurance (DOI) requires that you keep your information up to date. Please note that DOI state requirements may vary from state to state. If your email is not up to date, fear not! You can reset your password using email we have on file. If you are unable to access, please send us an email at admin@agentscorereport.com. Remember, it is your responsibility to keep your information current, so we are not liable for any outdated details. Visit https://nipr.com/licensing-center/state-requirements to update your contact information. Remember relevant law allows us to host insurance agent profile without your approval!

We simply adore deleting reviews that dare to violate our posting guidelines and other terms of use listed on our site. If you happen to stumble upon a review that you suspect may be in violation, feel free to flag it for our team to review. We just love playing judge and jury!

Bankruptcy is a legal process that relieves debtors of their liability for a debt, but it does not erase the debt itself. Even with a personal guaranty, the debtor failed to personally satisfy the debt to the creditor as promised. Bankruptcy serves as undeniable evidence of this failure. Remember folks, bankruptcy may wipe the slate clean, but it doesn't make the debt disappear!

In regard to commercial debt, we are not obligated to remove it without request and verification. However, upon your request and verification, we can clear the debt and adjust your agent score report. It is important to note that we cannot prevent claims from being filed if you have breached a contract and failed to adhere to the repayment agreement.

We all make mistakes! To report an error, please email us at Admin@agentscorereport.com

Elevate your ratings by submitting payment plans, reducing balances, or verifying paid-off balances through our convenient correction button or by emailing the support team directly. All verifications must be dated within 7 days of submission to guarantee accuracy and integrity. Please be patient as it may take up to 30 days for reviews to reflect these changes. Your ratings will thank you!

Here are some troubleshooting steps: 1. Refresh your page. 2. Clear your browser cache. 3. Test in a different browser (Internet Explorer, Mozilla Firefox, Google Chrome, or Safari). If you're still struggling, email admin@agentscorecard.com with details including: the problematic page link, error messages, screenshots, browser used, operating system, and any other relevant notes.

No problem, simply go reset your password

Click the red flag icon to submit a review request to our admin team or send the link to admin@agentscorereport.com.

Click the 'Request to Add Agent' link in the footer. Provide their legal first and last name exactly as it appears on their license, along with their National Producer Number (NPN), phone number, and email. Most of this info can be found on NIPR.com. Note: All submitters must create a profile before making a rating.

Yes, by creating an agent profile, you'll have the privilege of managing your reviews. No review will ever be deleted, but you can modify them.

Your review may have been flagged or violated the site guidelines. Please email admin@agentscorereport.com for more details.

Submit recently dated documentation supporting the alleged debt, along with a written statement including the agent's name, agent number, NPN, company name, contact information where the debt is held, date of the debt, and proof of your attempts to contact them.

Users can choose to post anonymously or attach their name to their profile. You'll also have the ability to manage and edit your posts as you see fit.

Scroll down to the footer and click the 'Add an Agent' button or email admin@agentscorereport.com with the agent's full name, email, NPN, resident state, and other relevant details.

Click the 'Add an Agent' button in the footer or email admin@agentscorereport.com with each agent's full name, email, NPN, resident state, and other relevant details. You can find NPN or license numbers on nipr.com or the agent's resident state's Department of Insurance website.

Just head on over to nipr.com and use their lookup tool.

Take a trip to the agent's resident state department of insurance and use their search tools.

With a free account, you can post reviews publicly or anonymously, manage, edit, and delete your posts, favorite agents for faster search results, and request to add agents. Additional features are coming soon to the site.

With a subscription, you get all the perks of a free account, plus the ability to view all debt reviews without having to pay for each download. This feature is particularly useful for agents, managers, and agency owners expanding their teams and screening agents for any hidden debts from previous appointments.

Instead of a subscription, you have the option to pay for each individual agent report download.

If you already know where your debt is and how much you owe, there's no need to download the report. If you've recently made a payment or want to update your debt information, send your documentation to admin@agentscorereport.com. We'll update our systems within 30 days, though please be patient as we process incoming requests.

Yes, subscriptions are set to auto-renew by default. You will be billed automatically at the start of each new billing period. You can manage your subscription settings in your account dashboard.

Yes, you can cancel your subscription at any time. If you cancel, you'll continue to have access to your subscription benefits until the end of your current billing period. Please see the refund policy.

You can upgrade or downgrade your subscription at any time through your account dashboard. The change will take effect immediately, and your billing will be adjusted accordingly.

Our subscriptions are designed for individual use only. Each subscription is intended for one user.

If you cancel your subscription, you will be downgraded to a free account. You will lose access to premium features such as review reports and future enhancements on the site.

Refunds are not provided after the billing period has started. However, we review refund requests on a case-by-case basis. Please contact our support team at admin@agentscorereport.com for assistance. See Refund policy for more details.